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Yes Men at Yes Bank, and Elsewhere: ‘Phone Banking’ in the Private Sector

EXECUTIVE SUMMARY. Government banks have been derided for indulging in ‘phone banking’ (being instructed on the telephone by ruling party politicians and...

The Mystery of Why Rejected Applicants Paid HDFC Bank ‘Processing Fees’

EXECUTIVE SUMMARY. This analyst’s research note on September 24, 2021 highlighted HDFC Bank’s disturbing practice of extracting ‘processing fees’ from prospective customers...

Birla Sun Life AMC’s AUM Rises on Paper, Sets in Reality

EXECUTIVE SUMMARY. In the midst of Aditya Birla Sun Life Asset Management Company’s (ABSL AMC) Initial Public Offering (IPO), prospective investors should...